Checking Accounts

Flat Fee Checking

Hassle-free account.  Designed for the budget-minded customer.

  • $3.95 monthly service charge
  • Up to 15 debit or ATM transactions at no charge.  Each transaction over the 15 will be $0.50 each

Regular Checking

  • $1,000 average collected monthly balance or $500 minimum monthly balance, no monthly service charge.  Lower balances than above, $3.00 monthly service charge plus $0.22 for each debit or ATM withdrawal

Community Pride

Designed for customers who desire a flat monthly rate with a variety of services.

  • $10.00 monthly service charge
  • No minimum monthly balance required
  • Unlimited check or debit card transactions
  • Personalized standard checks
  • FREE Safe Deposit Box (3 x 5)*
  • 1/4% discount on consumer loans **
  • FREE Cashier’s Checks

Community Gold

Designed for customers age 50 and over.

  • $100.00 minimum daily balance. If balance falls below $100.00, then a $3.00 monthly service charge applies
  • FREE personalized standard checks
  • Competitive interest rate!!
  • 1/4% increase on CD rates

Community Plus Stud/Teach

FREE for all students, teachers, military personnel or customers with direct deposit.

  • Unlimited check or debit transactions
  • No minimum monthly balance required

Money Market Plus***

  • $100 minimum deposit to open this account
  • $1000 or more monthly balance or $2,500 or more average collected monthly balance, no monthly service charge.  Lower balance than above, monthly service charge of $5.00 applies.

Premium Money Market***

  • $50,000.00 minimum deposit to open this account
  • CD quality interest rate!!
  • No monthly service charge for lower balance but interest rate will drop to regular money market lowest tier rate.


*Safe Deposit Box contents & loan products are not FDIC insured.

**Subject to normal credit approval.

***You may make no more than 6 preauthorized debits/withdrawals, automatic or telephone transfers, checks, drafts, debit card, internet banking and similar debit transactions from your account per month.  A $3.00 fee will be charged for each transfer/withdrawal in excess of the first 6.  Unlimited withdrawals in person, by mail, by messenger, or ATM withdrawals.  Excess transactions occurring more than 3 times in one year may result in the conversion of the account to a non-interest bearing checking account.