CDs & IRAs

CDs & IRAs

CDs and IRAs are a great way to save and plan for the future. We offer flexible terms and competitive interest rates to grow your money safely.


So what is a certificate of deposit exactly? Good question! A certificate of deposit is a time deposit. It is a great tool for saving money! A Certificate of deposit has a fixed interest rate and fixed date of withdrawal, known as a maturity date.

Safely broaden your investment options with one of our Certificate of Deposit Accounts and watch your money grow.

Here are some reasons you may want to open a CD:

  • CD interest rates generally pay higher than other deposit accounts
  • Fixed Rate = Guaranteed Return
  • The FDIC provides security to your funds by insuring them up to the maximum applicable limits


An Individual Retirement Account is a form of savings account that is designed to grow your money for retirement. Our IRA’s offer safe, consistent returns without uncertainties of financial markets.

Whether saving for retirement or looking for a safe roll-over option, Community Banking Company of Fitzgerald is here to provide investment tools to meet your goals.

Get in touch with us          ✉           ☏ 229-423-4321          ⚲ Find a Location